| First term | Second term | |
| borrower | borrower | 1.0000 |
| borrower | lender | 0.2556 |
| borrower | acquiring | 0.2118 |
| borrower | amortization | 0.2065 |
| borrower | unpaid | 0.1930 |
| borrower | accumulated | 0.1915 |
| borrower | appreciation | 0.1854 |
| borrower | antithesis | 0.1724 |
| borrower | sinking | 0.1695 |
| borrower | borrow | 0.1649 |
| borrower | borrowers | 0.1618 |
| borrower | maturities | 0.1587 |
| borrower | freddie | 0.1549 |
| borrower | payable | 0.1546 |
| borrower | trustee | 0.1515 |
| borrower | accrued | 0.1495 |
| borrower | earned | 0.1493 |
| borrower | prepayment | 0.1467 |
| borrower | payer | 0.1455 |
| borrower | acquired | 0.1443 |
| borrower | market value | 0.1418 |
| borrower | face value | 0.1398 |
| borrower | sells | 0.1382 |
| borrower | general equities | 0.1379 |
| borrower | home loan | 0.1370 |
| borrower | interest and principal | 0.1364 |
| borrower | holder | 0.1356 |
| borrower | pool | 0.1343 |
| borrower | repayment | 0.1319 |
| borrower | federal home loan | 0.1270 |
| borrower | divided | 0.1258 |
| borrower | loan | 0.1258 |
| borrower | buyer | 0.1250 |
| borrower | exogenous | 0.1250 |
| borrower | principal | 0.1226 |
| borrower | instrument | 0.1218 |
| borrower | obligation | 0.1216 |
| borrower | pledged | 0.1194 |
| borrower | preference | 0.1184 |
| borrower | goods and services | 0.1183 |
| borrower | mae | 0.1157 |
| borrower | borrowed | 0.1154 |
| borrower | fannie | 0.1138 |
| borrower | mortgages | 0.1135 |
| borrower | pass-through | 0.1119 |