| First term | Second term | |
| adjustable | adjustable | 1.0000 |
| adjustable | national mortgage association | 0.2000 |
| adjustable | fixed rate | 0.1978 |
| adjustable | fixed rate mortgage | 0.1707 |
| adjustable | government national mortgage | 0.1707 |
| adjustable | federal national mortgage | 0.1552 |
| adjustable | amortization | 0.1486 |
| adjustable | equity securities | 0.1406 |
| adjustable | collateralized | 0.1268 |
| adjustable | mortgage backed securities | 0.1181 |
| adjustable | interest and principal | 0.1167 |
| adjustable | mortgages | 0.1164 |
| adjustable | federal deposit insurance | 0.1154 |
| adjustable | fixed interest rate | 0.1136 |
| adjustable | money market instruments | 0.1132 |
| adjustable | owed | 0.1129 |
| adjustable | repayment | 0.1122 |